Malaysia Payment Guide

  QR codes may seem like a quick fix for collecting payments — but for serious businesses, especially in today’s digital world, they fall short in security, professionalism, and scalability. If you're still using QR codes or manual bank transfers , here's the hard truth: You're risking your revenue, brand reputation, and customer trust. Let’s break down why QR codes aren’t built for business — and why a proper payment gateway like Axaipay is the better choice. 🔍 The Problem with QR Code Payments ❌ 1. No Real-Time Confirmation When someone scans your QR and sends money: You don’t know if it’s real until you manually check your bank. There’s no instant verification . Customers can fake payment screenshots . This leads to confusion, disputes, and even fraud . ❌ 2. Easy to Scam or Misuse A QR code can be: Replaced or swapped (e.g., a scammer prints their own) Screenshot and reused for unrelated transactions Untraceable in a crowd (multiple ...

 When it comes to collecting payments, many Malaysian businesses still rely on manual bank transfers or QR codes . While they seem easy, they come with hidden risks — from fraud to human error. That’s why more businesses are switching to payment gateways like Axaipay , which offer a safer, more professional way to get paid . Here’s how payment gateways stack up against QR codes and bank transfers. 🔐 1. Fraud Protection & Verification ❌ QR Code / Manual Transfer: Anyone can send you a fake transfer slip. No way to verify if the money is really in your bank. Common for scammers to use edited screenshots. ✅ Payment Gateway: Every transaction is automatically verified in real time. No fake slips. No guessing. You only get notified after the money is actually paid . 📤 2. Proof of Payment with Audit Trail ❌ QR Code / Bank Transfer: Payment proof depends on customer sending you a screenshot. If there's a dispute, it's hard to prove anythi...